A home warranty is a service contract between a homeowner and the warranty provider designed to help save costs of repair or replacement of covered items.
Home warranties cover repairs homeowner’s insurance does not, and typically extend beyond the manufacturer’s warranty time period.
While coverage can vary, there are some standard coverages for systems and appliances you can expect from most companies, according to the National Home Service Contract Association (NHSCA).
Typical coverage includes these systems:
- Interior plumbing
- Water heater
Typical coverage includes these appliances:
- Air conditioning (sometimes optional)
- Garage door opener
- Garbage disposal
- Pool equipment (optional)
- Oven, range, or cooktop
- Refrigerator (sometimes optional)
- Spa equipment (optional)
Specific plans offer a selection of options to meet your needs. As you compare plans, please be sure to read the fine print to understand the scope of coverage for each item.
Benefits Are Substantial
Especially now, during COVID season, homeowners like you are discovering that they appreciate and value their homes. They are looking for ways to protect their investment. A home warranty can safeguard against unexpected system and appliance failures. It gives peace of mind to homeowners who have invested much into their comfortable living space.
Want to secure your financial future? Who doesn’t!
Your household budget won’t be negatively impacted by unexpected breakdowns with a home protection plan. And most importantly, your savings can be spared from major repairs to items not covered by your homeowner’s insurance or manufacturer’s warranties.
Bottom line – if you have a break down due to normal wear and tear a home warranty can save you money.
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